Brexit: Northampton Property Market 2018 & Beyond

A few weeks ago, I suggested property values in Northampton would be between 1.6% and 2.3% higher by the end of the year. It might surprise some people that Brexit hasn’t had the effect on the Northampton property market that most feared at the start of 2018. The basis of this point of view can…

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Northampton House Prices up 29.7% in the last 5 Years

Over the last 5 years, we have seen some interesting subtle changes to the Northampton property market as buying patterns of landlords have changed ever so slightly. The background to this story was the recently published set of buy-to-let (BTL) lending statistics. Roll the clock back 12 months and 6,700 BTL mortgages were granted (in…

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Northampton Property Market – Outlook for 2019

Northampton property values are currently 1.6% higher than at the end of 2017, notwithstanding the uncertainty and threats over the potential impact of Brexit in 2019. This has exceeded all the predictions (aka guesses) of all the City of London economists, in an astonishing sign of strength for the local Northampton and wider national economy….

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1 in 4 Properties in Northampton Purchased without Mortgage.

For most Northampton people, a mortgage is the only way to buy a property. However, for some, especially Northampton homeowners who have paid off their mortgage or Northampton buy to let landlords, many have the choice to pay exclusively with cash. So the question is, should you use all your cash, or could a mortgage…

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Should You Retire & Rent in Northampton?

You read the personal finance pages of the newspapers and it all seems to be the impending pensions crisis… where people aren’t saving enough for their retirement. But it’snot the lack of Northampton peoples’ future pension incomes that are my immediate concern. The fact is that so many of the future retirees in Northampton over…

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As OAP’s set to rise to over 1 in 5 of Northampton’s population by 2037 – Where are they all going to live?

With constant advances in technology, medicine and lifestyles, people in the Northampton area are, on average, living longer than they might have a few decades ago. As Northampton’s population ages, the problem of how the older generation are accommodated is starting to emerge. We, as a town, have to consider how we supply decent and…

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Is this the new Buy to Let?

It doesn’t seem two minutes ago that it was 90 degrees Fahrenheit in the shade (32 degrees Celsius for my younger readers), hosepipe bans looked likely and it was simply too hot to sleep at night, yet early indications were, that as the temperatures soared, the Northampton property market appeared to be doing the reverse…

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Northampton Rents V’s Prices

The Northampton housing market is a fascinating beast and has been particularly interesting since the Credit Crunch of 2008/9 with the subsequent property market crash. There is currently some talk of a ‘property bubble’ nationally as Brexit seems to be the ‘go-to’ excuse for every issue in the Country. Upon saying that, looking at both…

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